Wednesday, October 30, 2013

Square or Intuit? / credit card payment systems

48Days.net writes: For those of you who have a product table, have you utilized credit card payment systems such as Square or Intuit?  It appears Intuit has a cheaper swipe rate; however, I would like advice from someone who has actually used the products.  Please share your pros and cons about these services.
Thanks,
Sarah Meece
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COMMENTS

Replies to This Discussion

Hi Sarah,
My wife and I use Square. When I looked at the alternatives, there were three primary contenders: Paypal, Square, and Intuit. Intuit seemed more expensive than the other two. I preferred Paypal, since I already had an account set up. However, their reader would not work with the particular Android smart phone that we have. The people at Square confirmed that it would work, and it has. Sometimes we need to swipe a few times before it takes, but other than that, we're pleased with it.
Here's a review of the three that may be helpful.
Tim
Thanks, Tim!  When I read the reviews on this article, it seems to be a mixed bag.  Glad to hear your Square works effectively.  I really appreciate your comments!
Has anyone experienced problems with Square or Intuit? I don't think I am interested in PayPal.  Thoughts????
I wanted to use PayPal also, but it would not work with my tablet or phone. I think PayPal is probably the best option. When I upgrade I will probably upgrade to something that will work with PayPal.
I have both Paypal and Intuit.  The rates for Paypal are better and the money goes directly on your Paypal account.  I don't do a lot so I compared the per transaction rate.  If you are going to do a lot of business, I am not sure which is lower.  Both Paypal and Intuit work well.  I hope this helps a little.  :)
Thanks Debbi!  Based on the reviews of PayPal, I had decided I wasn't interested. But, maybe I should put it back in the running.  Not sure which option is best. I do have an iPhone, but read a review that said you have to take everything off your iPhone for these to work properly.  Are you finding that to be true?
Any thoughts from anyone else???
I use it on my iPad and my  iPhone with the app without any issues. 
Sarah, I have used Square quite a bit and I love it. For me, Square is very easy to use. I can view my history and different reports if I need to and I get my money promptly. I know Intuit is a good product. I use their accounting software so I would imagine the credit card system would sync with the accounting software - if you use that. Hope this helps!
~~Sheryl
Not to confuse the issue, but another alternative is Breadcrumb (by the folks that bring you Groupon). It has a per transaction fee, but a really low rate (1.8%), so it may not be right for all sales levels. In our business, our typical charge is $150 to $350, so I don't mind paying $0.15 to save several dollars on the percentage.

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